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Discover the Ease of Homeownership with Low to No Money Down Programs

Today, we’re thrilled to share some enlightening insights from Kevin O’Neil of OVM Financial, who brings a wealth of knowledge about accessible home-buying options. In a recent video, Kevin highlighted the various programs available for those looking to own a home with little to no upfront costs. We’ve encapsulated the key points from his talk here, offering an easy-to-understand breakdown of these fantastic opportunities.

Little to No Money Down: It’s Possible!

Kevin emphasizes that there are numerous options for prospective homeowners, especially for those concerned about hefty down payments. OVM Financial, being a local lender, offers an array of choices:

  • First-Time Home Buyer Programs: These programs require no money down, making it easier for first-time buyers to step into their new home.
  • Grant Funds Availability: You don’t have to be a first-time buyer to benefit! Grant funds are available to help with home purchases.

Special Highlight: USDA Loan Program

A standout program mentioned by Kevin is the USDA Loan. It’s a unique offering aimed at facilitating housing needs in certain rural areas. Let’s delve into some of its benefits:

  • Geographical Flexibility: Ideal for rural areas, like Isle of White County in the Tidewater area.
  • Flexible Credit Guidelines: This program is accommodating regarding credit histories.
  • Attractive Interest Rates and Low Mortgage Insurance: Enjoy competitive interest rates and significantly lower monthly mortgage insurance costs, which decrease as you pay off the loan.

Our homes are a perfect fit for the USDA loan program. With prices starting at $279,999, it’s an opportunity not to be missed. By combining a builder like Franciscus Homes, who covers your closing costs, with the 100% financing from the USDA loan, the out-of-pocket expenses for you are minimal.

Want to Know More?

If you’re curious about your eligibility for these programs or have any questions, Kevin is just a call away. The USDA loan, for instance, has specific credit score and income requirements, but you might be pleasantly surprised by the generous income limits.

Take the Next Step

Eager to learn more and explore your options? Our dedicated sales team is here to guide you through every step of the process. Contact us today to schedule a tour and discuss how you can leverage these incredible home buying programs. Remember, your dream home in our vibrant community is just a call or click away. Don’t let this opportunity pass you by – reach out to us now!

Our Model Homes

Contact us today to learn more and schedule your personal tour. We can’t wait to help you find your perfect home at The Villages at Bartlett Station.

the amelia

The Amelia

2 Bed | 2 Full Bath | 1,265 Sqft.
Starting at $284,990

The Beechwood

1 Bed | 2 Full Bath | 1206 Sqft.
Starting at $269,990

Have Questions?

Welcome to The Villages at Bartlett Station! We are here to help you get started on the dream of homeownership in the Isle of Wight’s hottest new community. Let’s get started by answering any questions you have or by scheduling your no-pressure visit.

Our amazing location puts you close to work and fun!

Getting Started is Easy

Complete this form to contact our friendly sales team, and let’s get you started on your path to owning a home at The Villages at Bartlett Station.

*The illustrations we have provided are artists’ interpretations. Each are intended to assist the homebuyer in their selections and may vary due to field conditions, etc.. All artist’s or architectural renderings, sketches, graphic materials, prices, plans, specifications, terms, conditions, statements, features, dimensions, amenities, existing or future views and photos depicted or otherwise described herein are proposed and conceptual only, and are based upon existing or preliminary development plans, which are subject to withdrawal, revisions and other changes, without notice.